Saginaw insurance, handled by a neighbor in Old Town.

We're at 314 N Hamilton St, Suite 102, Saginaw, MI 48602, in Old Town Saginaw on the city's west side. Stop by Monday through Friday, 8:30 AM to 5:30 PM.

Yes. Tyler Harlan is a licensed Farmers® Insurance agent in Michigan (license #17615447), helping customers with Farmers auto, home, life, business and recreational coverage options.

Monday through Friday, 8:30 AM to 5:30 PM. We're closed Saturday and Sunday, but after-hours appointments are available by request — just call 989-644-0155.

Our office is in Saginaw, but we work with clients throughout Michigan, including Saginaw Township, Frankenmuth, Freeland, Bay City, Midland and surrounding communities. Much of the process can be handled by phone or online.

Yes. Tap any "Get a Quote" button to start online through Tyler's Farmers agent page, or call us and we'll walk through it together.

Michigan drivers can choose a Personal Injury Protection medical coverage level: unlimited, up to $500,000, up to $250,000, up to $50,000 for eligible Medicaid enrollees, or an opt-out for eligible drivers with qualifying Medicare coverage. Each option has eligibility rules, so we review your household's health coverage before you decide.

If you're at fault in an accident, Michigan law allows the other driver to seek reimbursement for their out-of-pocket vehicle damage up to a set limit. Some auto policies include coverage options that can help with mini-tort claims — ask us how yours works.

These Michigan collision options mainly differ in when you pay your deductible and whether you're covered when you're at fault. We'll explain the tradeoffs so you can choose what fits your budget and risk comfort.

In general, collisions with animals like deer fall under comprehensive coverage rather than collision. Deer crashes are common in Mid-Michigan, especially in the fall, so it's worth confirming your coverage and deductible.

Options can include bundling auto with home or renters, reviewing your deductibles, adjusting coverage on older vehicles and asking about available Farmers discounts. Eligibility varies, so the best first step is a coverage review with us.

Standard homeowners policies typically exclude flood damage. Because Saginaw sits along the Saginaw River system, many homeowners consider separate flood insurance. Flood policies often have a waiting period, so it's smart to ask well before spring.

Coverage depends on your policy and the cause of the damage. Sudden water damage is often treated differently than damage from gradual leaks or lack of maintenance. We'll help you understand how your policy handles Michigan winter claims.

Your landlord's policy generally covers the building, not your belongings or your personal liability. Renters insurance can help cover your stuff after events like fire or theft, and it's often more affordable than people expect.

Yes. Most lenders require proof of homeowners insurance before closing. Call us as soon as you have an accepted offer so we can review coverage options and help you meet your lender's timeline.

Term life generally covers you for a set period, such as 10, 20 or 30 years. Whole life is permanent coverage that can also build cash value. Universal life offers more flexibility. We'll help you compare based on your goals.

It depends on your business, but common coverages include general liability, commercial property, commercial auto and workers' compensation if you have employees. We'll look at your operation and help build a package that fits.

Yes. We can help with coverage options for boats and personal watercraft, RVs and motor homes, travel trailers, ATVs, off-road vehicles, motorcycles and classic cars.

A personal umbrella policy provides extra liability coverage above your auto and home policy limits. It may be worth considering if you have significant assets, a teen driver, a pool, or rental property.

You can report a claim through Farmers online or by phone 24/7, and you can always call our office at 989-644-0155 during business hours for help with the process.